Close your loan in as little as 10 days
When we have completed the pre-approval, we will use the information that we gathered to find the loan amount that works best for your situation.
Low Interest Rates
At The Joe Freeman Team, we strive to be as efficient as possible. We keep our operating costs low and that translates into low interest rates for our borrowers.
Customer service no one can match
Our customer-first approach to mortgages is what separates us from the competition. We will walk you through the process to ensure that your loan closes quickly and smoothly.
About
Joe Freeman
Joe Freeman, a proud St. Charles County native, now resides in St. Paul. With a rich background in real estate, Joe has bought and rehabbed over 50 properties and continues to own rental properties today. His academic achievements include an MBA in Finance from Lindenwood University and an undergraduate degree from Mizzou, where he was an active member of the Lambda Chi fraternity.
Joe has been happily married for 15 years and is the proud father of two children, ages 8 and 4. His family also includes two beloved dogs: a 2-year-old lab and a 14-year-old dachshund.
Outside of his professional life, Joe enjoys a variety of hobbies. He is passionate about hunting, coaching soccer, and spending quality time with his family at the Lake of the Ozarks. Joe’s dedication to his community and family, combined with his extensive experience in real estate and finance, makes him a trusted and knowledgeable loan officer.
One of the fastest growing lending platforms in the nation
Operating locally in 12 states and counting!
Meet The Team
Tammy Hall
Melissa Stelly
Jerrod Kingery
Giving Back to The Community
Joe Freeman is deeply committed to giving back to the community and beyond. He is a longtime supporter of Big Brothers Big Sisters, helping to mentor and guide young people towards brighter futures. Joe is also an active supporter of Ducks Unlimited, contributing to conservation efforts that protect and enhance wetlands for wildlife.
Joe’s dedication to service extends internationally; he has traveled to Belize on two occasions to volunteer, making a positive impact on communities in need. His passion for giving back reflects his belief in making a difference, both locally and globally.
Learn About Loan Types
VA Loan
No down payment VA Home Loans for military Veterans & active duty service members.
USDA Loan
United States Department of Agriculture (USDA) Loans are an excellent, affordable option.
Contact Us
Joe@TheHomeLoanExpert.com 636-373-3698Joe Freeman
Branch Mananger & Senior Loan Officer | NMLS #2184393
1409 Washington Ave Suite 220
St. Louis, MO 63103