Joe Freeman Your Home Loan Expert

As a direct mortgage lender, Joe Freeman ensures a seamless home loan process from start to finish. Joe is an expert in all types of lending, with a special focus on providing the best VA Loan experience for those who have served our country.


Joe is the preferred lender for several realtors and builders in the St. Louis area. With several years of experience assisting clients with their home purchase and refinances, you can take comfort knowing you’re in Expert hands.


Close your loan in as little as 10 days

When we have completed the pre-approval, we will use the information that we gathered to find the loan amount that works best for your situation.  


Low Interest Rates

At The Joe Freeman Team, we strive to be as efficient as possible. We keep our operating costs low and that translates into low interest rates for our borrowers.


Customer service no one can match

Our customer-first approach to mortgages is what separates us from the competition. We will walk you through the process to ensure that your loan closes quickly and smoothly.

Calculate Your Payments

  • Mortgage Calculator
  • Refinance

Purchase Price: $100000

Down Payment: $10000

Monthly Payment:
(Principal + Interest)

Total Principal Paid:
Total Interest Paid:

Joe Freeman

Joe Freeman, a proud St. Charles County native, now resides in St. Paul. With a rich background in real estate, Joe has bought and rehabbed over 50 properties and continues to own rental properties today. His academic achievements include an MBA in Finance from Lindenwood University and an undergraduate degree from Mizzou, where he was an active member of the Lambda Chi fraternity.

Joe has been happily married for 15 years and is the proud father of two children, ages 8 and 4. His family also includes two beloved dogs: a 2-year-old lab and a 14-year-old dachshund.

Outside of his professional life, Joe enjoys a variety of hobbies. He is passionate about hunting, coaching soccer, and spending quality time with his family at the Lake of the Ozarks. Joe’s dedication to his community and family, combined with his extensive experience in real estate and finance, makes him a trusted and knowledgeable loan officer.

One of the fastest growing lending platforms in the nation

Operating locally in 12 states and counting!

Meet The Team

Tammy Hall
Tammy Hall
Loan Partner
Melissa Stelly
Melissa Stelly
Loan Processor
Jerrod Kingery
Jerrod Kingery
Marketing Manager

What Clients Say About The Joe Freeman Team

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Learn About Loan Types

FHA Loan

Flexible home mortgages with attractive rates.

VA Loan

No down payment VA Home Loans for military Veterans & active duty service members.


United States Department of Agriculture (USDA) Loans are an excellent, affordable option.

Contact Us 636-373-3698

Joe Freeman
Branch Mananger & Senior Loan Officer | NMLS #2184393

1409 Washington Ave Suite 220
St. Louis, MO 63103


Get Approved!

We offer same-day pre-approvals you can rely on. Apply now and find out your personalized rate in no time.