Zero Dollar Down Loan
Loan Type

Zero Dollar Down Loan

Down payments are daunting…so we got rid of them. At The Home Loan Expert, you can buy a home with no down payment with our Zero Dollar Down Loan! This new loan program is changing the game—and it’s making homeownership more accessible than ever before.

Competitive Rates

We work hard to keep our costs down and pass the savings on to you. That’s how we’re able to offer great loans—and great rates—that our competitors can’t match.

Same-Day Pre-Approvals

We offer same-day pre-approvals you can rely on. Find out your personalized rates in no time!

A+ Rating with BBB

Our past clients are happy, and it shows. We’re proud to have the highest possible rating with the Better Business Bureau, because it means we’re doing right by our customers.


  • No income limit
  • Not just for first-time homebuyers!
  • Less-than-perfect credit? No problem.
  • $0 Down. Seriously.

Exclusive to The Home Loan Expert, the Zero Dollar Down loan allows you to purchase a home with no money required at closing, except for the standard closing costs.

The Zero Dollar Down Loan is available to buyers nationwide, whether it’s for your first home or if you’re a repeat homebuyer. We offer 3.5% and 5% down payment assistance, and there are no income limits for buyers.

If you’re looking to buy a home without the hassle of a down payment, our Zero Dollar Down Loan is the only way to go. Get started with our application today!

Learn About Other Loan Types


Get Approved!

We offer same-day pre-approvals you can rely on. Apply now and find out your personalized rate in no time.